| |
Blue
Medicare SupplementSM
For North Carolina beneficiaries enrolled in Medicare Part B
Choose the plan that’s right for you
See the doctor you want
Value-added discounts
Control of your care
Savings and peace of mind
Medicare only covers some of your medical costs. That’s why
Blue Cross and Blue Shield of North Carolina (BCBSNC) offers
dependable Medicare supplement plans for Medicare
beneficiaries, to help lessen the worries over costs that
Medicare doesn’t cover. Choose from our [10]1 Blue Medicare
SupplementSM plans to find the plan that best fits your
needs and your budget.
• Wide selection of plans
• Protection against unexpected events]
A local company you can trust
With the largest market share2 of Medicare supplement
policyholders in the state, BCBSNC serves more than
[125,000]3 North Carolina Medicare beneficiaries with [over
75] years4 of experience in the health care industry.
• Largest market share2 of Medicare supplement policyholders
in the state
• One of the most trusted Medicare supplement plans in the
state
See the doctor you want
No matter which Blue Medicare SupplementSM plan you choose,
you’re free to select your own Medicare-participating doctor
or visit any Medicare-participating hospital. And in most
cases, your Part A and Part B Medicare claims and supplement
claims are handled automatically by BCBSNC.
• Choice of Medicare-participating doctors
• Easy to use, virtually no claims to file]
Value-added discounts
You’ll also have access to Blue ValuesSM, our value-added
discount programs available to you at no extra cost.5 You’ll
be eligible for discounts on health-related products and
services, such as [eyeglasses], [hearing aids] and more. You
can also earn rewards for being more physically active and
participating in wellness activities.
• Discounts on [eyeglasses], [hearing aids] and more!
• Discount programs exclusive to BCBSNC members]
Incentives for early enrollment
Lock in your entry age
There are many advantages to enrolling in Blue Medicare
SupplementSM coverage within the first six
months of enrolling in Medicare Part B. When you enroll, you
lock in your entry age forever.6 Rate
increases are only due to medical inflation or claims
experience.6 So, if you enroll when
you’re 65, you’ll always pay the rate of a 65 year old, even
when you’re 80!
• Lock in your entry age
• Convenient costs
No waiting periods
If you enroll early, you may be eligible for this plan
without medical underwriting and waiting periods
for pre-existing conditions. Pre-existing conditions are
conditions for which medical advice was given
or treatment was recommended by or received from a physician
within six months before the effective
date of coverage. If you wait until after the deadline to
enroll, you may have a waiting period for pre-existing
conditions and may have to complete a medical questionnaire.
• No medical underwriting
• No waiting periods for pre-existing conditions]
Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare SupplementSM if
you meet the following:
• You are age 65 or older, or under age 65 and are eligible
for Medicare by reason of disability
(Plans A, C, and J)
• You enroll within 6 months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
[BCBSNC Blue Medicare SupplementSM Information]
[Compare Plan Benefits]
[Get a free rate quote]
[View an Outline of Medicare Supplement Coverage options]
For more information about Blue Medicare SupplementSM plans,
including a free rate quote, call Authorized Al Crouse at
[828-256-3224], or e-mail
info@nchealthcoverage.com.
For costs and further details of the coverage, including
exclusions, any reductions or limitations and terms under
which the policy may be continued in force, contact your
agent or the company.
1[Plan A: BMS A, 07/08, Plan B: BMS B, 07/08 Plan C: BMS C,
07/08, Plan D: BMS D, 07/08, Plan E: BMS E, 07/08, Plan F:
BMS F, 07/08, HI DED Plan F: BMS HDF, 04/09. Plan H: BMS H,
07/08, Plan I: BMS I, 07/08, Plan J: BMS J, 07/08.]
2 “Medicare Supplement Loss Ratios in 2007.” National
Association of Insurance Commissioners (NAIC), [2008].
3 Based on BCBSNC enrollment data, [2008].
4 Based on BCBSNC internal data, [2008] and Crossing the
Centuries, Committed to Care: Blue Cross and Blue Shield in
North Carolina, 1933-2008. Diana J. Newton. BW&A Books,
Inc., 2007.
5 Blue Values programs may change or be discontinued at any
time. BCBSNC provides these programs for member convenience
and is not liable in any way for the goods and services
received. These programs are not part of a member’s policy
or benefits,
but are value-added discounts available for their use.
BCBSNC does not profit from the Blue Values programs.
6 When members enroll, they will lock in their entry age
forever as long as they stay in the Blue Medicare Supplement
plan in which they initially enrolled. Any rate adjustments
will only be due to medical inflation or overall claims
experience. Rates are subject to
change [April 1st] of each year and are guaranteed for 12
months, but you alone will not be singled out for a premium
increase based
on health or age. Any change in your rate will be preceded
by a 30-day notice.
7 Guaranteed acceptance is limited to [(Plans A, C and J)]
for those under age 65 who have Medicare due to disability.
[Agent/Agency] is an independent authorized [Agent/Agency]
licensed to sell and promote products from
Blue Cross and Blue Shield of North Carolina (BCBSNC). The
content contained in this site is maintained by
[Agent/Agency].
Blue Cross and Blue Shield of North Carolina is an
independent licensee of the Blue Cross and Blue Shield
Association.
®, SM Marks of the Blue Cross and Blue Shield Association.
SM1 Mark of Blue Cross and Blue Shield of North Carolina.
U4093, 4/09 |
|
<back |
|
If you have any
questions or would like more information, please contact us
828-256-3224,
email
us, or use our online request form. |
|
|
